Budget breakdown for a Millennial living in Atlanta, GA.

Hey adventurers!

So I got a new job and wanted to hold myself accountable by budgeting for July 2021. There are a lot of things I need to do before this happens, so just bear with me.

First, I will be moving into a new apartment where I will have to pay for parking so now I will have to budget even more, and I only get paid once a month. 

My budget break down for July 2021:

– rent $550 ( I do have a roommate)

– parking $52.50

– grass $30

– electricity, water and gas (depends $100)

– phone and insurance $135

Whew chile the bills.

And I also budget about $100-$150 for gas, and then another $150 for groceries. I usually try to save $100 from each check and put it into my savings account. We shall see how that goes. And then I will pay my tithes 241.29. So that comes around to $1,222.00 leaving me with $1,188.29 after my bills are paid. It sounds like a lot but it really isn’t, so I am going to put $1,000 away because I am moving next month and want to save enough for that. The rest will be miscellaneous stuff as needed. 

As you can see, the months go by quickly and since my first check they didn’t take out any benefits my next check will be smaller than that, so I am really nervous about what it is going to look like. I am writing these so I can see how far I have come within a year and also to talk about money because I know as women we really don’t share information about finances. 

I am an avid saver but I also like to spend. I don’t really care for budgets but in this lifetime you have to do what you got to do.

Here are some money affirmations to help with a positive outlook when dealing with finances:

I attract residual income

My gifts and talents can be monetized 

Here are some tips:

Start that savings account, look into 401k’s, IRA’s and more so we can get our money and let it work for us!

What other topics would you like me to talk about regarding money?

Check out Millennial Thoughts if you would like to learn more about real estate, investing and side hustles!

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